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Homeownership as a Self-Employed Individual: Expert Mortgage Solutions

  • Post category:Mortgages

Becoming a homeowner is a large life milestone, but for self-employed individuals, the path to home ownership may appear challenging. Fortunately, at Ingrid Cairns & Associates, we specialise in arranging mortgages and remortgages for self-employed individuals.

Flexible Mortgages for Self-Employed Professionals


Self-employment provides flexibility, and we believe that should extend to your home ownership plans. We know that not all self-employed individuals have the required financial records that meet traditional lending criteria. That’s why we take pride in offering mortgages with lenders that can consider clients where only one year’s accounts are available.


We are familiar with all the income streams that are linked with self-employment. Lenders can sometimes struggle to understand these, but our team excel at finding solutions that fit with your financial profile.


Opening Home ownership Opportunities


Being self-employed should never deter you from the prospect of buying a home. Owning a property can provide stability and long-term security, and we aim to simplify the process whilst offering expert guidance at every stage.

Our team will work closely with you to find out what your objectives are, conduct a full evaluation of your situation, and explore the most suitable options available. We believe that everyone, regardless of their employment status, should have the opportunity to realise their home ownership dreams.


Whether you are a first-time buyer or thinking of a remortgage, our knowledge of mortgages gives you the best chance of achieving your goals. As well as being mortgage brokers, we are your trusted partners in taking the path to buying your home.


So, if you are self-employed and thinking of buying a home, please do not hesitate to contact us. Let us help you in opening the door to your new life as a homeowner. Your dream home could be closer to a reality than you might think.


Reach out to Ingrid Cairns & Associates today for a confidential, no-obligation discussion. It could be the key step towards changing your home ownership dreams into a reality.


Your Home (Or Property) May Be Repossessed If You Do Not Keep Up Repayments On Your Mortgage.