If you are an existing homeowner, there are many reasons why you may want to remortgage. This may be anything from trying to seek a lower monthly payment (by obtaining a lower mortgage rate than the one you are paying now) or simply to borrow more money, for instance, to fund home improvements.

We will do our utmost to find a mortgage package that suits your needs and requirements (i.e. your time constraints, budget, attitude to risk, lifestyle etc.) We will handle your mortgage application with a proactive approach whilst delivering a personal and efficient service.

If you are approaching the end of a fixed deal with your current lender or maybe need to raise some extra finance to fund a wedding, university fees or any other purpose, a remortgage may be a suitable option. We will look at the product your current lender can offer before we search for a more competitive deal from another lender. This way we can assess if it will be financially beneficial to switch to another lender or stay with your current lender. We take into account any fees which would be payable if you do switch, these may include broker, lender arrangement, valuation and legal fees.

It may be worth noting that many lenders offer free valuation and legal fees on remortgages. After we have carried out a review of the market, we can present the options available to you and recommend the option which meets your needs.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.