Starting on the journey to getting a mortgage can be a daunting task, especially when your circumstances fall outside the realm of normal lending criteria. That's where specialist mortgage advice comes into play. At Ingrid Cairns & Associates, we pride ourselves on offering expert guidance and have access to a wide range of lenders, ensuring that even the most unconventional mortgage requirements can be met.
Specialist Mortgages
Specialist mortgages cover a diverse range of scenarios, from unusual property types to unique income streams as well as government schemes like help-to-buy or right-to-buy mortgages. Getting approval for these mortgages can be challenging without the right expertise. That’s where our team steps in to provide tailored solutions.
Access to Whole-of-Market Lenders
As specialist mortgage brokers, we have access to the UK’s mortgage market. Beyond the traditional high street banks and building societies, we work with a vast network of specialist lenders. These lenders will look at applications on an individual basis, allowing for a personalised mortgage assessment.
Solutions for Your Unique Circumstances
Our expert mortgage advisors take the time to understand your specific needs and buying situation. Armed with this information, we scour the market to find the best mortgage deals that are tailored to your circumstances. Whether you’re facing credit challenges, self-employment issues, or have complex income scenarios, we have the expertise to navigate the process with ease.
Simplified Process from Start to Finish
Obtaining a specialist mortgage doesn’t have to be complicated. We will handle the entire process for you, from managing the paperwork to liaising with all the relevant parties as well as securing your mortgage offer. Our goal is to ensure a smooth experience, from the initial consultation through to the final completion of your mortgage.
A Wide Range Covered
At Ingrid Cairns & Associates, we specialise in lots of mortgage scenarios, including:
- Bad credit or low credit score cases
- First-time buyers getting on the property ladder
- Self-employed individuals seeking a mortgage
- Buy-to-let investors exploring investment opportunities
- Equity release options for homeowners
- Family springboard mortgages for aspiring buyers
- And much more
Your Dream Home is Within Reach
No matter your circumstances, our team is here to offer free upfront advice and search lenders to find the best available deals. With our in-depth knowledge of the mortgage market, we make borrowing money for your dream home easier than ever before.
Contact us today to explore all your available options and take the first step towards homeownership with confidence.
Your Home (Or Property) May Be Repossessed If You Do Not Keep Up Repayments On Your Mortgage. Some Forms Of Buy To Let Mortgages Are Not Regulated By The Financial Conduct Authority. A Fee May Be Charged For Mortgage Advice. The Exact Amount Will Depend On Your Circumstances But It Will Not Exceed £495.
