Making a will is a crucial step in securing the future of your loved ones and ensuring that your assets are distributed according to your wishes. In Scotland, where property…
Shared equity mortgages are increasingly popular, providing a way for many hopeful buyers to own a home. These schemes, often supported by house builders, local authorities, or government initiatives, aim…
Are you looking to make your savings work harder for you? An offset mortgage could be the solution you've been searching for. Here at Ingrid Cairns & Associates, we're passionate about…
Buying a property for a family member, whether it's for a child heading off to university or an elderly parent needing support, is a significant decision that requires careful consideration.…
Life insurance is a crucial financial tool that provides peace of mind and security for you and your loved ones. In the event of your passing, life insurance ensures that…
If you're an existing homeowner, you've likely thought about the idea of remortgaging at some point.This can serve various purposes, making it a versatile tool in your home ownership journey.…
Becoming a homeowner is a large life milestone, but for self-employed individuals, the path to home ownership may appear challenging. Fortunately, at Ingrid Cairns & Associates, we specialise in arranging…
Life can be unpredictable, and unexpected circumstances can impact your ability to work and earn a steady income. Whether you're self-employed or traditionally employed, the thought of facing a long-term…
When it comes to your mortgage and insurance, Ingrid Cairns & Associates is here to keep things easy and beneficial for you. In this blog, we'll talk about why picking…
When it comes to securing a mortgage, timing can be everything. Mortgage rates are influenced by a variety of factors, including economic conditions, central bank policies, and market sentiment. As…