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Financial conduct authority number: 981225

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Read more about the article Buying Your Home from Your Landlord: What You Need to Know

Buying Your Home from Your Landlord: What You Need to Know

  • Post published:September 16, 2025
  • Post category:Mortgages

Owning your home can offer security, independence, and a sense of pride. If you’re currently renting, buying from your landlord might be the perfect way to make that happen. But…

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Read more about the article Family Income Benefit: Protect Your Family with a Regular Income

Family Income Benefit: Protect Your Family with a Regular Income

  • Post published:September 16, 2025
  • Post category:Protection

Life is unpredictable, and while we plan for the future, unforeseen events can disrupt our finances in ways we never imagined. Family Income Benefit is a type of protection designed…

Continue ReadingFamily Income Benefit: Protect Your Family with a Regular Income
Read more about the article Limited Company Buy-to-Let in Scotland: The Pros and Cons

Limited Company Buy-to-Let in Scotland: The Pros and Cons

  • Post published:August 12, 2025
  • Post category:Mortgages

If you're considering expanding your property portfolio in Scotland, purchasing through a limited company might be a strategic move. Here's an updated look at the advantages and challenges of this…

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Read more about the article Why It’s More Important Than Ever to Use an Independent Mortgage Broker

Why It’s More Important Than Ever to Use an Independent Mortgage Broker

  • Post published:July 24, 2025
  • Post category:Mortgages

If you’ve watched the recent BBC Panorama documentary, “Undercover: Estate Agents – The Inside Story,” you’ll understand why the importance of choosing an independent mortgage broker cannot be overstated The…

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Read more about the article How to improve your credit score

How to improve your credit score

  • Post published:July 15, 2025
  • Post category:Mortgages

Improving your credit score is a valuable step toward better financial health, especially when you're looking to apply for a mortgage. Here are some actionable tips to help you boost…

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Read more about the article Building a Plan for a Fresh Start – A Client’s Journey to Financial Independence

Building a Plan for a Fresh Start – A Client’s Journey to Financial Independence

  • Post published:May 12, 2025
  • Post category:Mortgages
  • Post comments:0 Comments

Life doesn’t always go as planned. For many, unexpected changes or decisions about personal relationships can lead to challenges that feel overwhelming. One of our clients came to us facing…

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Read more about the article Porting Your Mortgage: What You Need to Know

Porting Your Mortgage: What You Need to Know

  • Post published:February 4, 2025
  • Post category:Mortgages

When you're moving home, one of the key questions you'll face is whether to take your existing mortgage with you or apply for a new deal. While some mortgages are…

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Read more about the article Understanding Later Life Lending

Understanding Later Life Lending

  • Post published:January 8, 2025
  • Post category:Mortgages

Exploring Your Options for the Future As we get older, many people start to consider how they can make the most of the assets they have, especially their homes. Later…

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Read more about the article First Time Buyers Guide: Ask Yourselves These Questions

First Time Buyers Guide: Ask Yourselves These Questions

  • Post published:October 31, 2024
  • Post category:Mortgages

Buying your first home is an exciting journey, but it can also feel overwhelming. To help you navigate this process, we’ve compiled a list of essential questions you should ask…

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Read more about the article Activity Lifestyle Insurance Cover

Activity Lifestyle Insurance Cover

  • Post published:October 10, 2024
  • Post category:Protection

For those who lead an active lifestyle, having the right insurance coverage is essential to protect against unexpected injuries. Activity Lifestyle Insurance Cover is designed to provide peace of mind…

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✉ enquiries@

0141 374 0412 or 01357 680660 or 01463 353665

Financial Conduct Authority Number: 981225

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Home (or property) may be repossessed if you do not keep up repayments on your mortgage. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances but it will not exceed £495. Ingrid Cairns and Associates Ltd is an appointed representative of The Right Mortgage Ltd, who is authorised and regulated by the Financial Conduct Authority, Registered in England and Wales. Company No. SC761064. Registered Address: 2 West Regent Street, Glasgow G2 1RW. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. Third party links – you will depart from the regulated site of Ingrid Cairns and Associates Ltd who are not responsible for the accuracy or the content within the non-regulated site.

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